UBA loan Code to borrow money, how to apply

UBA loan code: You can apply for UBA loan through UBA code by dialling *919# and follow the screen prompt instructions to proceed and also you can apply for UBA loan online in Nigeria.

UBA offer’s it’s customers of all working class an opportunity to boost there business by obtain loan up to 30,000,000 without collateral and repay back in 60 months with low interest rate with UBA personal loan.

UBA provides cash support, with longer loan tenure of up to 60 months, flexible pay plan and low equity.

UBA Personal loan for salary earners

The UBA Personal Loan product is designed to support all salary earners at all levels in meeting their life long dreams. With UBA personal loan, you can cover medical bills, make home improvements, give your side hustle a little boost, pay for a training to improve yourself and do so much more!

Features and benefits of UBA personal loan

1. Convenient repayment period of 60 months
2. Interest rate as low as 20%
3. One-off management fee of 1%
4. Maximum loan amount of ₦30million
5. Minimum loan amount of N100,000
6. Access up to 50% of your debt service ratio(DSR)

Requirement for UBA personal loan

1. Functional savings or current salary account
2. Duly completed loan application form.
3. Valid means of Identification (international passport, national driver’s license, national id card and voters card).
4. Employer’s undertaking to domicile salary with UBA.
5. Duly accepted offer letter or employee inquiry form (The offer letter should contain Employee Name, Employee Job Description/Position; Nature of Employment (Permanent or Contract); Employee Job Status (Confirmed or unconfirmed).
6. Copy of the obligor’s staff ID.

How to apply for UBA personal loan

1. Submit a completed loan application form with supporting documents at any branch
2. Execute an offer letter detailing the loan terms and requirements, following loan approval
3. Loan will be disbursed into salary account domiciled with the Bank.

What is the maximum loan amount I can apply for?

You can get up to N 30,000,000.00 (Thirty million naira) depending on your salary and other set terms and conditions.

What is the maximum loan tenure?

You can pay back in 60 months.

How do I know if I am eligible for UBA personal loan?

To be eligible to obtain a loan facility, the following requirements must be met:

1. You must be a confirmed staff of your organisation
2. You must run a UBA Salary Account
3. Your employer must be on the approved list of organisations for Personal Loans

What documents am I required to provide to obtain a UBA personal loan?

To obtain the UBA Personal Loan, you would need to provide the following documents:

1. A duly completed Loan Application Form.
2. A copy of your pay slip and bank statement of account indicating salary inflows in the last 6 months.
3. A letter of awareness from your current employer.

UBA loan for salary earners

If you are a salary earner, you can get a loan of up to 1 Million Naira in one minute at an interest rate of 30% annually (2.5% monthly) and payback easily over 12 months. No hidden charges with UBA loan for salary earners. Dial *919*28#.

Features and benefits

1. Borrow up to N1 million
2. Pay back easily over 12 months
3. Low interest rate of 2.5% monthly
4. Get your loan in a minute.

How to apply for UBA loan for salary earners

To apply for UBA loan for salary earners, just follow the steps below:

1. Just dial *919*28#
2. Click Credit is also available on all our digital platforms (Leo, UBA Internet Banking and Mobile Banking)

All you need to qualify for UBA loan for salary earners is just to an active UBA salary account.

 

UBA loan for non salary earners

To get access to UBA loan, you need to have an active salary account with UBA, dial *919*28# to proceed.

UBA loan for self-employed

A self employed saving account is create to help you achieve your personal and business dreams.

Benefits of a self employed saving account

1. Spend anywhere in the world with our UBA cards on ATM, POS & Online
2. Bank whenever you want, pay bills and send money quickly, easily and securely, 24 hours a day on any of our digital channels.
3. Manage your expenses by chatting with LEO at any time.

Requirement for UBA self employed saving account

1. A valid ID (International passport/Driver’s license/National ID/Voter’s card)
2. Passport photograph (one for each of the owners)
3. Utility bill (not exceeding 3 months old).

UBA loan PIN

UBA loan code is *919*28#

UBA quick loan code

For UBA quick loan code:

1. Dial *919*28#
2. Enter amount
3. Select period
4. Select finish and you are done with your loan request.

How to apply for UBA loan

1. Dial *919*28#
2. Enter amount
3. Select period
4. Select finish and you are done with your loan request.

UBA student loan

UBA student loan is a medium to long term facility aimed at meeting working capital, asset and mortgage needs of registered privately–owned schools. The bouquet comprises of a 4-month time loan, a 3-year asset finance loan and a 10-year mortgage loan.

Features of UBA student loan

Facility	Tenure	Amount
Short term loan	Up to 12months	Access up to ₦5 million
Asset finance loan	Up to 3-year	Access up to ₦20 million
Term Loan (Renovate or Buy)	Up to 5-years	Access up to ₦100 million

Benefits of UBA student loan

1. Access to fund to meet operational, expansion, asset procurement needs with a moderate RAC
2. Easier access to funds to finance various school projects
3. Enhances further growth to the school.

Requirement for UBA student loan

1. Evidence of registration with regulatory bodies
2. Letter of undertaking by the business owner to domicile all business proceed over the facility tenor Payment mandate
3. Applicant’s letter of request written application /facility request
4. Duly completed KYC form.

How do I apply for the school loan?

You can visit the MSME Banking page on UBA’s website or visit any of our branches for information on the documentation, and eligibility criteria for UBA school loan. You can then apply by making available all necessary required documentation at any of our branches closest to you.

UBA senior citizens loan

The UBA Senior Citizens Loan is designed to support Pensioners within the age bracket of 55- 70 years. You can get up to N10 million to start a retirement project, travel the world and do much more.

Features and benefits of UBA senior citizens loan

1. Convenient repayment period of 36 months
2. Interest rate as low as 19% per annum
3. Maximum loan amount is N10 million
4. One off management fee of 1%
5. Credit Life Insurance – 1.6% covering Death, Permanent disability and Critical.

Requirement for UBA senior citizens loan

1. A functional UBA account
2. A pension Identification number
3. 3-months consistent pension remittance through UBA
4. Minimum net pension fund should not be less than N100,000 monthly
5. Age limit for customers is 55-70 years
6. A valid Nigerian ID (Drivers licence, International passport, NIMC, Voters card)

How to apply for UBA senior citizens loan

1. Submit a completed loan application form along with other required documents at any UBA branch nationwide.
2. Sign an offer letter detailing the loan terms and Conditions
3. Loan amount will be disbursed into Customers UBA account.

UBA Health Loan

The UBA Health Loan is designed to provide financing to registered hospitals, pharmacies, medical laboratories, diagnostic centres, optical and dental clinics for their business expansion/upgrade, equipment purchase as well and support their cash flow needs.

Features of UBA health loan

Short Term Loan: You can get up to N5 Million based on the existing cashflow of the business for a tenor of 12 months.

Term Loan/Asset Finance: You can get up to N50 Million for Property expansion and Asset acquisition based on the existing cashflow of the business for a tenor of 36 months.